Personal Finance - E Thomas Garman

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Résumé :
Garman/Fox's PERSONAL FINANCE, 14th EDITION, introduces students to personal financial management with a practical, reader-friendly approach. Using a step-by-step presentation of actionable items, students dig deep into how to save and invest, manage risk, plan for taxes, decrease credit card debt and build a low-stress financial future. This edition has been revised with special attention to diversity and inclusion, with the intention of bringing the reader even closer to the challenges and opportunities presented throughout the financial life cycle. Also included is notes from our future selves, which are research-based actionable recommendations that show students how to protect their financial future, and be cautious of the present biases they bring into everyday financial decisions. Numerous math-based examples illustrate how to achieve long-term financial goals by calculating the financial equivalence between the present and the future. The online learning platform MindTap brings examples into practice with innovative exercises and applications for students to develop true understanding....

Biographie:
A renowned author, advisor and academic, Dr. E. Thomas Garman was a Fellow and Distinguished Professor Emeritus of Virginia Tech University, where he directed the National Institute for Personal Finance Employee Education. He subsequently founded the Personal Finance Employee Education Foundation. Author of 40 books and 200 academic research articles, Dr. Garman directed several funded research studies that link the financial fortunes of employers with the financial health of their employees. His research consistently showed that decreasing employee financial stress and improving personal financial well-being led to positive outcomes for workers and employers. Dr. Garman has worked for a U.S. senator, in economic development in West Africa and for a national non-profit credit counseling organization. He was a Distinguished Fellow of both the Association for Financial Counseling and Planning Education and the American Council on Consumer Interests. Dr. Garman served on advisory boards for the Board of Governors of the Federal Reserve System, International Board of Standards and Practices for Certified Financial Planners, American National Standards Institute, National Foundation for Credit Counseling, U.S. Food and Drug Administration and National Advertising Review Board. His record of consulting includes work for Profit Sharing/401(k) Council of America, Manulife Financial, AT&T, U.S. Navy, U.S. Army and U.S. Department of Defense. Dr. Garman's work has been featured in hundreds of publications, including USA Today, New York Times, The Washington Post, The Los Angeles Times and U.S. News & World Report, and he has appeared on National Public Radio and NBC Nightly News....

Sommaire:
Garman/Fox's PERSONAL FINANCE, 14th EDITION, introduces students to personal financial management with a practical, reader-friendly approach. Using a step-by-step presentation of actionable items, students dig deep into how to save and invest, manage risk, plan for taxes, decrease credit card debt and build a low-stress financial future. This edition has been revised with special attention to diversity and inclusion, with the intention of bringing the reader even closer to the challenges and opportunities presented throughout the financial life cycle. Also included is notes from our future selves, which are research-based actionable recommendations that show students how to protect their financial future, and be cautious of the present biases they bring into everyday financial decisions. Numerous math-based examples illustrate how to achieve long-term financial goals by calculating the financial equivalence between the present and the future. The online learning platform MindTap brings examples into practice with innovative exercises and applications for students to develop true understanding....