Personal Financial Planning - Billingsley, Randy

. .

Résumé :
Knowing how to handle money effectively is more important today than ever. Billingsley/Gitman/Joehnk�s market-leading PERSONAL FINANCIAL PLANNING, 15E provides the tools, techniques and understanding you need to define and achieve your financial goals. Numerous examples and practical illustrations complement a common-sense approach. Interesting features and insightful financial planning tips work with current updates to keep content both timely and relevant. New content guides you in using today�s financial tools and technology as you learn how to improve your spending habits, ask a financial adviser the right questions, budget effectively and choose the right bank for your individual needs. You also learn how to evaluate if it's best to buy or lease a vehicle, select the best credit card, recognize priorities in buying a home and even plan for retirement. In addition, MindTap online learning system is available to assist in completing homework and mastering key skills.

Biographie:
Randall S. Billingsley serves as a finance professor at VirginiaTech. He earned his bachelor�s in economics from Texas Tech University and received his M.S. in economics and a Ph.D. in finance from Texas A&M University. Dr. Billingsley holds the Chartered Financial Analyst (CFA), Financial Risk Manager (FRM) and Certified Rate of Return Analyst (CRRA) professional designations. An award-winning instructor at the undergraduate and graduate levels, his research, consulting and teaching focus on investment analysis and issues relevant to practicing financial advisors. Formerly a vice president at the Association for Investment Management and Research (now the CFA Institute), Dr. Billingsley published an equity valuation case study of Merck & Company that was assigned reading in the CFA curriculum for several years. In 2006 the Wharton School published his book, UNDERSTANDING ARBITRAGE: AN INTUITIVE APPROACH TO FINANCIAL ANALYSIS. In addition, his research has been published in refereed journals such as the Journal of Portfolio Management, the Journal of Banking and Finance, Financial Management, the Journal of Financial Research and the Journal of Futures Markets. Dr. Billingsley advises the Student-Managed Endowment for Educational Development (SEED) at Virginia Tech, which manages an equity portfolio of about dollars5 million on behalf of the Virginia Tech Foundation. To date, Dr. Billingsley�s consulting has focused on providing expert testimony on financial issues as well as helping investment professionals prepare for the CFA exams. Dr. Billingsley enjoys exploring and discussing the relationships among diverse areas of investment analysis as his consulting takes him throughout the United States, Canada, Europe and Asia.