Digital Human - Skinner, Chris

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Auteur(s) : Skinner, Chris

Editeur : John Wiley & Sons Inc

Langue : Anglais

Parution : 01/05/2018

Format : Moyen, de 350g à 1kg

Nombre de pages : 336

Expédition : 594

Dimensions : 23.6 x 15.9 x 2.7

ISBN : 1119511852

Résumé :

Introduction 12

The Revolutions of Humanity: Digital Humans 17

The Evolution of the Digital Age 34

The Rise of Platforms and Marketplaces 58

The Rise of the Robots 95

The Rise of a New Financial Structure (FinTech) 126

The Rise of Everyone 152

The Fall of Banks 184

A Glimpse of the Future 209

Closing Thoughts 228

CASE STUDY: ANT FINANCIAL

Ant Financial-The First Financial Firm for the Digital Human Age 234

The Ant Interviews: 277

Ni Xingjun, Vice-head of Alipay 278

Li Jin, Senior Director and Head of the Technology Team 287

Jia Hang, Senior Director, International Business Unit 295

Vijay Shekhar Sharma, CEO and Founder of Paytm 304

Chen Long, Chief Strategist, Ant Financial 313

About the Author 326

...

Biographie:

CHRIS SKINNER is best known as an independent commentator on the financial markets through the Finanser (www.thefinanser.com). He is Chair of the European networking forum, The Financial Services Club and Nordic Finance Innovation, as well Non-Executive Director of the Fintech consultancy firm 11:FS. He has been an advisor to the White House, the World Bank and the World Economic Forum. Skinner has written many books covering everything from European regulations in banking through the credit crisis to the future of banking including Digital Bank and its sequel ValueWeb.

Sommaire:

Digital is far-reaching and ubiquitous - everything you know is about to change.

We are living in the fourth age of humanity. First, we became human. Then we became civilized. The third age saw the creation of commerce. Now, we are becoming digital. Technology has changed the way we communicate, trade, and transact, with repercussions extending far beyond our personal spheres.

Digital Human is a visionary roadmap for the future, a timely guide on how to navigate the world of finance as we create the next generation of humanity. It explores the digital evolution's impact and offers clear insights on thriving in this new era. Human and business relationships are evolving, and existing businesses must undergo substantial transformative changes to compete with the smaller, lighter, and more agile companies that are able to quickly maneuver to match shifting consumer demands. A lack of online presence has become unthinkable, as consumer preferences continue to trend heavily toward online business and transactions-is your company equipped to thrive in this new era?

While there is no definitive guide to this new reality, this insightful resource provides the starting point and roadmap to digital success in the financial services arena, covering aspects such as:

• Digital is not merely a bolting on of technology to produce results faster and cheaper, but a complete rethinking of common business practices and notions of efficiency and customer engagement
• Rethinking business starts with the customer - new business models are constructed entirely around this single, guiding principle
• A digital business model is all about connectivity, with front-office apps tied in to both back-office analytics and marketplaces with many players and segments
• Businesses must open their operations to this marketplace of players through APIs, necessitating a conversion of many core systems
• Central business and technology systems must change to adapt to new market entrants and new technologies that range from AI for back-office analytics to Distributed Ledger Technology (DLT) for global operations

Leaders must rethink their businesses to be fit for the future digital age, and this comprehensive resource shines a spotlight on the key elements to this transformation.