Retirement Planning Guidebook - Pfau, Wade

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Biographie:
Wade D. Pfau, PhD, CFA, RICP? is the founder of Retirement Researcher, an educational resource for individuals and financial advisors on topics related to retirement income planning. He is a co-founder of the Retirement Income Style Awareness tool and a co-host of the Retire with Style podcast. He also serves as a principal and the director of retirement research for McLean Asset Management. He also serves as a Research Fellow with the LIMRA Retirement Income Institute. He is a professor of practice at the American College of Financial Services and past director of the Retirement Income Certified Professional? (RICP?) designation program. He holds a doctorate in economics from Princeton University and has published more than sixty peer-reviewed research articles in a wide variety of academic and practitioner journals. He is a contributor to Forbes, Advisor Perspectives, and an Expert Panelist for the Wall Street Journal. Wade is the author of four books in the Retirement Researcher Guide Series....

Sommaire:
? OVER 60,000 COPIES SOLD ? The Retirement Planning Guidebook is a clear, practical retirement planning book for anyone approaching or already in retirement. Retirement planning is fundamentally different from saving during your working years-mistakes are harder to fix, and decisions are often irreversible. This retirement planning guide helps you make confident choices about income, taxes, health care, and lifestyle-without relying on one-size-fits-all advice. You'll learn how to: ? Identify your retirement income style and choose strategies that fit you ? Build reliable retirement income from investments and insurance ? Decide when to claim Social Security to maximize lifetime benefits ? Navigate Medicare and health insurance, including early retirement ? Manage retirement taxes using withdrawals, Roth conversions, and RMD planning ? Address housing and long-term care decisions ? Organize estate and legacy planning essentials ? Prepare for the non-financial side of retirement, including purpose and lifestyle This book explains key retirement topics-such as the 4% rule, sequence-of-return risk, annuities, Medicare choices, Social Security taxes, IRAs and 401(k)s, and more-in plain English. The Retirement Planning Guidebook ensures no critical decision falls through the cracks, giving you a trusted framework to retire with clarity, confidence, and control....